Car benefit calculator
Is a car benefit worth it?
Entrepreneur salary
Salary or dividend?
Net salary calculator
How much do you actually keep?
Loan calculator
How much does the loan cost?
Employee benefits
Are you using all your employee benefits?
Powertrain comparison
Powertrain comparison
Car ownership
Ownership or leasing?
Euribor
Euribor today
How much should you take out to keep what you want after tax?
Enter the net monthly amount you want to keep and your company's equity. We'll show whether to pay it as salary or as a dividend.
Calculator sources
Sources used in this calculator
Verohallinto
TVL §33b
Reduced-tax dividend - unlisted company. 8% of net assets, 25% taxable as capital income, max 150,000 €/yr.
Finlex
TVL §124
Capital income tax rates. 30% up to 30,000 €, 34% above.
Verohallinto
EVL §6a
Corporate tax rate 20%. Dividends are paid from already-taxed profits.
Veronmaksajien Keskusliitto
Veroprosentit 2026
Employee tax rates 2026 - TyEL and unemployment insurance included in the table.